There are many ways to support the OPRS mission. Each option can provide a varying degree of financial benefit to you and your family while supporting the work of OPRS. These benefits range from offering simple tax advantages to providing a lifetime payment stream to the donor.

Methods of giving are outlined below:

• Giving Online
  Click on one of the links below to make a SECURE online gift with your VISA or MASTERCARD credit card.
• Electronic Funds Tranfer
  Electronic Funds Transfer (EFT) allows you to have your gift directly drafted from your checking or savings account. Your recurring gift will be applied to your bank account on the date and frequency you choose. EFT donations can be cancelled at any time by notifying the Gift and Data Management Department of the OPRS Foundation. For more information about EFT giving, click here.


• Gifts of Cash - You can deduct a cash gift for income tax purposes only in the year in which you contribute it. Payments toward a pledge are deductible in the year they are made. Cash gifts are deductible up to 50% of your adjusted gross income for the taxable year. Any excess is deductible over the next 5 years.
• Gifts of Securities - Contributions of long-term appreciated securities give you a two-fold income tax benefit: a charitable deduction for the full present fair market value, and no tax on the appreciation. The limit on deductibility in any tax year is 30% of your adjusted gross income with any excess deductible over the next five years. Should the securities have a loss, consider selling them and donating the proceeds; in that way you can recognize the loss deduction.
• Gifts of Tangible Personal Property (Gifts-in-Kind) - Art objects, antiques and prized collections are tangible personal property subject so special IRS rules. If the contributed gift's use can be established as related to the function of the OPRS community, you can deduct its full fair market value; if not, you can deduct only the cost basis of the gift. This kind of gift is deductible up to 30% of your adjusted gross income if it meets the related-use test. If not, the 50% limit applies with the five-year carryover allowed for any excess deduction.
• Gifts of Real Estate - Whether your property has increased or decreased in value, it can be given with substantial benefit to both the donor and OPRS. There are many ways to make a gift of property including an outright gift, a retained life estate, making a bargain sale, gifting property by will, or using property to fund a charitable remainder trust.
• Gifts of Life Insurance Policies - The gift of a life insurance policy is an ideal way to fulfill your charitable desires. A gift of life insurance does not reduce your income, and you may receive significant income tax reductions. There are several options for making such a gift.

We would be happy to discuss any of these options with you, should you require more information.

Charitable support may be provided through any of the following arrangements:

• Outright Gifts - Outright gifts, contributions of any immediate asset, are the most direct way to help meet the needs of this capital campaign. These gifts can be transferred to the Foundation now or they can be given in the form of a pledge for a contribution over a period of time.
• Planned Gifts - Planned Gifts can be very useful tools for achieving financial goals while creating a personal legacy. Carefully and creatively conceived planned gifts may offer:
  
  • Arrangement for professional management of assets
  • Reduced gift and estate taxes
  • Regular income for Life Income Trusts and annuities
  • Current income tax savings
  • Avoidance of capital gains taxes
  • Conversion of lower-income assets to higher-income assets
• Will Bequests - A charitable will bequest provides a means to continue your legacy well into the future. If you want to make a bequest to OPRS, you have the option of naming the community or Senior Independence location that you want to benefit with your bequest. You also may designate the purpose of your bequest, such as Life Care, endowment or other interests you may have. As you consider a bequest, it is important to consult with an OPRS Foundation representative. They will help you and your advisors decide which type of bequest is most appropriate for your wishes. Since future needs of OPRS may change, it is generally most helpful to leave a bequest that allows for future flexibility.
  

Whatever option for giving you choose, know that you are making a significant impact on the lives of Ohio's older adults. And, as always, including us in your will, insurance policy designation or retirement plan assets is always appreciated. An OPRS Foundation representative can assist you and your advisors in selecting the vehicle best suited to your specific philanthropic goals.

For more information contact oprsfco@corp.oprs.org.

General Giving General gifts are used immediately for the benefit of our residents and clients. Your generous gift can be designated for the location or service of your choice, and will help someone directly at their point of need. Click now!

Giving In Memory Memorial giving presents you with an opportunity to express your concern for a bereaved family, or to recognize friends and loved ones who have made a difference in your life. These gifts are used immediately for the benefit of our residents and clients, and can be designated for the location or service of your choice. Click now!

Giving In Honor Whether to thank another for being a part of your life or to share in the joy of someone's special day, a gift made in his or her honor is a unique way to express your love and appreciation. These gifts are used immediately for the benefit of our residents and clients, and can be designated for the location or service of your choice. Click now!